Ask Me Anything - Legal Solutions
A community-driven platform for legal and financial guidance. Get expert answers from our panel of enrolled advocates.
need debt consolidation for 5lakhs
Response by AMA Team
We don't provide loans. Regards Team AMA
i need loan loans for repayment
Response by AMA Team
We don't provide loans. Regards Team AMA
need help to restructure my loans so it will be easy for me and lender also
Response by AMA Team
We don't deal in restructuring of loans. Regards Team AMA
I am stuck in payloan trap now how to get rid I want pay but need time to close these loan they start home visiting
Response by AMA Team
Please share your details on www.amalegalsolutions.com/contact Regards Team AMA
i hwve already proceeded for loan settlement payment id 29418802532. but with my registered number here logged in. but nothing showing on app why !!! need help all my process should be visible on Ama legal solutions app
Response by AMA Team
Your query is resolved! Regards Team AMA
I have taken a loan in mpocket they send this message now (🚨 *HOME VISIT ASSIGNED Final warning Notice from Mpokket – Urgent Payment Required* 🚨 As you haven’t cleared payment and not responded , we are proceeding with a field visit & legal action today. Our advocate will visit your address with agreements and documents Calls are connecting to your father, mother and relatives reference and alternative numbers are active. Kindly clear the dues now to prevent further action NOTE:if do the payment inform first then pay so that we will update here🚨HOME VISIT ASSIGNED Final warning Notice from Mpokket – Urgent Payment Required 🚨 As you haven’t cleared payment and not responded , we are proceeding with a field visit…). I need some time to pay
Response by AMA Team
Please share your details on www.amalegalsolutions.com/contact Regards Team AMA
i have to make loan settlement of 17000 with kredit Bee
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
Want to settle few Credit card and keep few active and need support for this.
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
kannada language
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
I want settle my personal loan
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
restructar thik rahega ya sarrelment
Response by AMA Team
better hai ap restructure karey, kyuki settlement se credit report kharab hota hai and phir loan nahi milta. Team AMA
I have multiple loans which I can't repay on time cuz of financial crises at my home cuz of medical issue they are haress me and calling my family and friends and haress them also
Response by AMA Team
Dear Sir/Madam, In cases of genuine financial hardship, you can seek a legal settlement of your unsecured loans based on your repayment capacity. Recovery agents and loan apps cannot harass, threaten, or contact your family and friends in an unlawful manner. If such harassment continues, appropriate legal action can be initiated against them while simultaneously negotiating a structured settlement with the lenders. Adv. Anuj Anand Malik AMA Legal Solutions
I haveultiple loans n credit cards
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
We are 4 brothers and the division (partition) of our agricultural land has not been done yet; all the land is still joint. In one of the mutual land block numbers (gut numbers), we all have our respective houses built. Everyone has registered their houses in the Gram Panchayat, and my house is also registered under my name in the Gram Panchayat records. Now, I want to give my house on rent, but the other brothers are opposing it. Can I give my house on rent, or is it mandatory for me to get their consent before renting it out?"
Response by AMA Team
Dear Sir, If the house is in your exclusive possession and recorded in your name, you may rent it out. However, since the land is still jointly owned, the safest legal solution is to first obtain a formal partition of the property or have your rights legally established to avoid future disputes. If your brothers unlawfully interfere despite your exclusive possession, you may seek appropriate legal remedies. Adv. Anuj Anand Malik AMA Legal Solutions
my loan settlement amount 16000
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
loan settlement karna hai
Response by AMA Team
Please get in touch with us, and our legal team will assist you with the most appropriate solution for your case. Regards Team AMA
I am unemployed now and my financial situation is poor. I am 50 years old. I am not able to pay total repayment amount in one month (July). I want a loan repayment settlement and protection from harassment from the apps I took loan like bharat loan bright loan loan112 and lending plate app.
Response by AMA Team
Dear Sir, Considering your financial hardship and unemployment, do not panic. If these are unsecured loans, a legal loan settlement can be pursued based on your repayment capacity. You are also protected against unlawful harassment or abusive recovery practices. Seek legal assistance at the earliest to negotiate with the lenders and resolve the matter through a structured settlement rather than ignoring the loans. Adv. Anuj Anand Malik AMA Legal Solutions
plese my 10 loan app sattelment
Response by AMA Team
Dear Sir/Madam, Based on the details you've shared, it appears that your repayment obligations exceed your current financial capacity. If these are unsecured loans, there may be legal options for settlement or resolution depending on your case. Please share: • List of all loan apps/lenders • Total outstanding amount • Whether you've received any legal notice • Your monthly income Once we review your details, we'll advise you on the most appropriate legal course of action. Adv. Anuj Anand Malik AMA Legal Solutions
i have poonawala fincorp 1.50k and tradofina app 42k I want to settle it
Response by AMA Team
Dear Sir/Madam, Based on the details you've shared, it appears that your repayment obligations exceed your current financial capacity. If these are unsecured loans, there may be legal options for settlement or resolution depending on your case. Please share: • List of all loan apps/lenders • Total outstanding amount • Whether you've received any legal notice • Your monthly income Once we review your details, we'll advise you on the most appropriate legal course of action. Adv. Anuj Anand Malik AMA Legal Solutions
I have many app loan approx 8-10L & my monthly salary after market individual peoples personal loan EMI is 18500, now please help me
Response by AMA Team
Dear Sir/Madam, Based on the details you've shared, it appears that your repayment obligations exceed your current financial capacity. If these are unsecured loans, there may be legal options for settlement or resolution depending on your case. Please share: • List of all loan apps/lenders • Total outstanding amount • Whether you've received any legal notice • Your monthly income Once we review your details, we'll advise you on the most appropriate legal course of action. Adv. Anuj Anand Malik AMA Legal Solutions
plz settel my loan
Response by AMA Team
Please elaborate your query. Regards Team AMA
I'm looking for settled my two loan in lowest emi
Response by AMA Team
We don't do loan consolidation. Regards Team AMA
41042 settle my personal loan
Response by AMA Team
Please elaborate your query. Regards Team AMA
i would like to settle my outstanding of rs 900000 from various credit cards please guide me on this
Response by AMA Team
You can settle your outstanding credit card dues of ₹9,00,000 by first assessing your total income and repayment capacity. Avoid taking new loans to repay existing debts. Prepare a list of all your credit cards along with outstanding amounts and missed EMIs. You may negotiate with the banks for a one-time settlement, restructuring, or reduced payment plan based on your financial hardship. It is advisable to stop using the cards and maintain proper documentation of all communications with the banks. Seeking professional assistance can help you negotiate better settlement terms and protect you from recovery harassment while ensuring a structured resolution of your debts. Regards Team AMA
i want to settle my outstanding amount of rs 800000 from various credit cards please guide me.
Response by AMA Team
You can settle your outstanding credit card dues of ₹8,00,000 by first assessing your total income and repayment capacity. Avoid taking new loans to repay existing debts. Prepare a list of all your credit cards along with outstanding amounts and missed EMIs. You may negotiate with the banks for a one-time settlement, restructuring, or reduced payment plan based on your financial hardship. It is advisable to stop using the cards and maintain proper documentation of all communications with the banks. Seeking professional assistance can help you negotiate better settlement terms and protect you from recovery harassment while ensuring a structured resolution of your debts. Regards Team AMA
a app named saro loan is continuously calling me and threatening me by saying they will sent my photos to parents and friends and the app is not in play store also what to do to stop the threatening and calling
Response by AMA Team
If the loan app is threatening to share your photos or contact your family and friends, do not panic. First, take screenshots and record all calls and messages as evidence. If the app is not available on the Play Store, it may be operating illegally. You should immediately: • Block and report the numbers. • File a complaint on the National Cyber Crime Portal (cybercrime.gov.in) or call 1930. • Do not make payments under threats. • Seek legal assistance to stop harassment and protect your privacy. Our legal team can also assist you in taking action against such illegal recovery practices. Regards Team AMA
I want to settlement my loan of 1200000 from several nbfc bank
Response by AMA Team
Thank you for reaching out. We understand that managing multiple loan repayments can be stressful. Our team can assist you in exploring settlement options for your total outstanding amount of ₹12,00,000 across various NBFCs and banks. To assess your case and provide the best possible solution, please share the following details: • Full Name • Total Outstanding Loan Amount (₹12,00,000 confirmed) • Number of Loans and Lender Names • Current Monthly Income/Salary • City of Residence • Contact Number and Email ID Once we receive these details, our experts will review your profile and connect with you to discuss the next steps. Regards Team AMA
I need licence of water packing plant. pls help me to get licensing requirements
Response by AMA Team
To establish a packaged drinking water plant in India, you will generally require approvals such as FSSAI License, BIS Certification (IS 14543 for Packaged Drinking Water), Pollution Control Board Consent, Factory/Trade License, GST Registration, and other local authority approvals depending on the location of the unit. The exact licensing requirements depend on the state, production capacity, and whether the unit is for packaged drinking water or natural mineral water. Regards Team AMA
what is the section 21 if bank has issued the legal notice
Response by AMA Team
Kindly write your question properly. Regards Team AMA
Section 21 of BNS includes a child of proper 7 years or not
Response by AMA Team
No. Under Section 21 of the Bharatiya Nyaya Sanhita (BNS), nothing is an offence if done by a child under seven years of age. Therefore, a child who has not completed seven years cannot be held criminally liable for any act. If the child is above seven years but below twelve years, criminal liability depends on whether the child had sufficient maturity of understanding to judge the nature and consequences of the act. Regards Team AMA
I have personal loans and creditcards I need to settlement processing with you how to contact andhrapradesh.
Response by AMA Team
Please fill the form on www.amalegalsolutions.com/contact Regards Team AMA
hi sir i have in same bank credit card and credit card loan, person loan,and home loan, o have person loan was now NPA , bank they tag all accounts NPA including home loan, but regularly paid home loan and bank they pasted notice on my wall 13/2 and mentioned 60 days time line to pay full amount . but personal loan and credit card am ready to do settlement but bank they are not approved and rejected what will do now because already i checked lawyer they said we will send notice again how to protect my house , what will happen fir coming days am fully confused and worried about my home , how to get settlement from bank
Response by AMA Team
Dear Sir, Based on our experience, banks often classify all credit facilities as NPA and exercise their contractual rights across accounts when a borrower defaults on one loan, particularly when multiple loans are held with the same bank. This may occur even where the borrower is facing genuine financial hardship. Since a SARFAESI notice has already been issued, we strongly advise taking immediate steps to engage with the bank and explore repayment or settlement options. It is important to act promptly to protect your property and avoid further recovery proceedings, including actions that may be pursued before the Debt Recovery Tribunal (DRT). We recommend obtaining legal assistance to review the notice and assess the most appropriate course of action based on your specific circumstances. Regards Team AMA
HI I NEED TO HELP FOR SATTLEMENT OF MY PERSONAL AND CREDIT CARD LOANS HOW TO CONSULT WITH YOU AND TEAM
Response by AMA Team
Please fill the form on www.amalegalsolutions.com/contact Regards Team AMA
Hi I need help to settle my personal and credit card loan.
Response by AMA Team
Please explain your issue properly. Regards Team AMA
